what is gap insurance

There are certain mandatory insurance coverages you have to get to be able to drive your vehicle legally. However, some add-ons can be very beneficial for you depending on your circumstances and the characteristics of the vehicle you are driving. One of these is the Guaranteed Asset Protection (GAP) insurance. Therefore, you must know what is gap insurance specifically and if it is a good option for your needs.

What Is Gap Insurance?

In short, this type of insurance covers the gap that exists between the actual value of your vehicle and the financed amount. This is especially useful when there is a total loss of the car after an accident. Why does this gap exist, though? After you get a new vehicle, whether you bought it or leased it, its value starts to reduce immediately. It has been reported that after only 12 months, a large number of cars have already lost 20% of their value. The problem is that your regular insurance policy covers the value of the car as it stands at the moment of an accident. This means that instead of getting paid for what you spent when you got the vehicle, you would get paid the depreciated value.  This can have different complications. One of the most common ones takes place when you have paid a small deposit when you financed your vehicle. Then, it is likely that during the first few years of ownership, what you owe will be more than what the current market value of your car is. If you are involved in a major accident, your regular insurance will pay for the current value of your car and the gap insurance will pay for the remaining amount, which is the difference between the value of the vehicle when you first bought it and the current value.

Advantages of Getting GAP Insurance for New Cars

Coverage of an important financial gap

The gap created by the depreciation of your vehicle can be significant. The last thing you want is to have an added debt in the case of a major accident. Sometimes, the best option is to contact an experienced accident lawyer in Las Vegas to make sure you avoid situations as such.

Flexibility in the way you pay for this type of insurance

Most gap insurance providers offer different payment methods that allow you to customize your payment plans. This means that you will be able to enjoy the benefits before you have fully paid for this product.

Peace of mind in case your vehicle is totaled

There is already more than enough stress associated with totaling your vehicle. Plus, if you or anyone that was in the car were injured, you’ll want to make health concerns your main priority.

Additional coverage beyond what your standard insurance offers

Insurance companies do not offer anything such as “full coverage”. It is more thorough to make use of add-ons and using different types of coverage to ensure you are fully protected in case of any eventualities.

Advantages of Getting Gap Insurance for Leased Cars

Covering the depreciation

Leased vehicles depreciate as quickly as if you had purchased them. Therefore, you are likely to owe a significant part of the lease if you started with a small deposit.

Temporary investment

As time goes by, the difference between what your car is worth and what you owe decreases, just as if you owned the car. This is why gap insurance is usually used for the first three years only. If you reached a good lease agreement, you might only need gap insurance for a shorter amount of time. is gap insurance worth it

What Is the Cost of Gap Insurance

The total cost of gap insurance is going to depend on different things, like on the way of its purchase from a car insurance company, a loan lender, or dealership. Depending on your provider the cost will vary.

Typically, when bought from a dealership, GAP insurance costs between $400 and $700 and between $20 and $40 per year with car insurance policy added.

Companies offering this type of insurance will also consider:

  • How old you are
  • Special concerns specific to Nevada
  • The present value of your vehicle
  • Any prior car insurance claims

Is GAP Insurance Worth The Money?

Gap insurance is generally worth it if you didn’t make a large deposit when you first bought or leased your vehicle because you owe a larger amount of money. Other cases in which gap insurance is strongly recommended include: 

  • You have a loan agreement that is longer than 48 months.
  • You drive long distances (this depreciates the vehicle even faster).
  • You didn’t make a downpayment.
  • Your loan is a high-interest one. 
  • You got a car that depreciates faster than others.

How to Get Gap Insurance in Nevada

You have different options when it comes to getting your gap insurance.

Auto Insurer

One of the most common ones is going to your auto insurer and making it part of your monthly payments. The good thing about this is that it allows you to streamline your payments and makes the process easier for you. Some companies offering this product include Liberty Mutual, Travelers, USAA, and Nationwide Insurance.

Alternative Insurance Company

If you do not want to go to your auto insurer, you can make use of companies that offer one-time payments to get your gap insurance. Some companies are even specialized in selling only gap insurance. They might have better offers than your insurer.

Dealership or Lender

You can add payments for your gap insurance to the payments you will make to the lender or the dealer. However, this might lead to increased payments due to added interest. Be aware that lenders should not require gap insurance to give you the money for your vehicle. If they request it, make sure you can check this is an official requirement in the contract. This is why going with your auto-insurer or another company might be your best option. In some cases, switching companies just to get this option might be worth it. If you find yourself in the worst-case scenario in which your vehicle has been totaled, you want to make sure you are properly covered. Consider how much you owe for your care and compare its original value to the current value. If the depreciation has already started and you still have a long way to go to pay your debt, it might be time to get gap insurance.

green card through marriage

If you are marrying or are currently married to a U.S. citizen then you are eligible for a green card. You might be wondering how long it takes to get a green card through marriage, which is something that is going to depend on different factors.  However, as long as you know what to expect and understand the steps to follow, you should be able to get through the process as smoothly as possible.

Estimated Timeline of Getting a Green Card Through Marriage

The time it will take you to get your green card is going to vary depending on different things. Factors that influence the timeline include:

  • If the spouse is a U.S. Citizen and you currently live in the U.S. (10-13 months) or abroad (11-17 months).
  • If your spouse is a U.S. Resident (a green card holder) and you currently live in U.S. (29–38 months) or abroad (23-32 months).
  • The country where you are from.
  • Where the marriage took place.
  • Evidence provided.

That said, the overall time it takes ranges from 10 months to 38 months. You can get a better idea of how long it will take in your specific case if you keep in mind the aforementioned factors or contact an immigration attorney nearby.how long does it take to get a green card after marriage

Do I Get a Green Card If I Marry an American?

If the spouse is a naturalized U.S. citizen or if they were born in America, the time frame tends to be shorter. It usually ranges between 10 and 17 months. This time can increase if the citizen is not currently living in the United States. Keep in mind that the COVID-19 pandemic has led to extended time frames in all visa categories.

How Long Will It Take If I Marry a Green Card Holder?

The waiting time for the entire process can be longer in the case of marriage to a resident. Usually, the timeframe ranges between 28 months and 38 months in total. Unlike the case of U.S. citizens, this timeframe decreases if the resident is not living in the U.S. when they make the petition.

Walking through the Process

Step 1: USCIS Petition

The first step requires the U.S. Citizen or green card holder to petition for their spouse. This is done through the USCIS office and the petitioner needs to provide sufficient proof that the marriage is a real one. In addition, the documentation of the petitioner in which it is attested that they are legal citizens or residents in the country is needed.   This tends to be the lengthiest step, and the speed at which the agency verifies the documents is determinant for the entire process. The petitioner will need to file Form I-130 in which they petition an alien relative. This process alone tends to take approximately 7-10 months. Some cases have taken as long as 12 months and this process can be extended if the USCIS agent handling your case requests additional documents.

Step 2: NVC

The National Visa Center (NVC) receives your case once it has been approved by USCIS. During this stage of the process, the petitioner will need to provide an affidavit of support in which they state they will be able to support their immigrant spouse in the United States. This is done through I-1864. A different version of this form needs to be provided if the petitioner is sponsoring the immigrant spouse together with another member of the family. This is done when the petitioner doesn’t have an income sufficient to support their spouse fully. In addition, the applicant or immigrant spouse needs to fill Form DS-260 as well as provide their documentation including their birth certificate, passport copy, and other relevant documents. This step takes approximately 1-2 months. After the NVC examines the documents they might request additional ones. This is to ensure no information will be missing at the moment of the interview or in the process of issuing the green card.

Step 3: Interview

Once the NVC agent is satisfied with the documents and forms provided, they send this information to the U.S. consulate or embassy where the interview will take place. The applicant needs to undergo a medical exam by an approved physician before attending the interview and they will be required to attend an appointment in which their fingerprints will be registered. The applicant will receive a notification when their interview has been scheduled. The agent at the embassy will want to verify the legitimacy of the marriage. Therefore, they will be asking numerous personal questions. The applicant should also bring evidence such as photos, letters, and other items that might help prove the veracity of the relationship. If the agent considers the marriage is real, they will approve the marriage visa, keeping the passport of the applicant to print the visa on it. The passport will be delivered to the home of the applicant.  After paying a fee the process for issuing the green card will begin and it should arrive at the U.S. address where the couple will live 2-3 weeks after it is issued. This green card can be a conditional residence limited to two years if the couple has been married for less than two years or it can be issued for 10 years if the marriage is longer than two years. If you are issued a conditional residence, you will need to apply for a release of this conditional status 90 days before the green card expires.

How to Get Citizenship After Marriage to a U.S. Citizen

Three years after your green card is approved and you get a conditional residence, you can apply for U.S. citizenship, which is the process of naturalization. You need to have been living with your spouse for this entire time.

How to Get a Green Card in the U.S. without Marriage

There are many different ways to get a green card in the United States. If not through marriage, other relatives can make the petition. These include a parent, sibling, or child. Petitions between siblings are usually the ones that take the longest time. In addition, people can opt for employment-based, investment-based, special immigrants, or other green card categories, which will also allow them to have a green card and become residents of the United States. Whatever the path, make sure you are well-informed and aware of all the requirements needed for this process.

minor car accident

One of the main risks of driving is that you can end up involved in a car accident through no fault of your own. Thankfully, a minor car accident or so-called “fender benders” are the most common types of accidents. Usually, these involve a busted headlight, a damaged tire, a dent on any part of your vehicle, and, in some cases, minor damage to your windshield. These events don’t have a large effect on your ability to drive your car and they usually cause minor injuries. But what should you do if you find yourself in this situation?

What to Do Right After the Car Accident

There is a series of steps you should cover when you are involved in a car accident, even if it’s a minor one.

  • Make Sure No One is Injured

This is one of the most important things to do. Check if you or any of your passengers are injured. In some cases, you might suspect someone has an injury even if there’s no blood or visible lesion. Call the ambulance immediately if this is the case. Afterward, if there was another vehicle involved, you can check if the people in that car are ok.

  • Stay Calm

Being in an accident is a stressful and shocking situation. However, you will want to remain as calm as possible. Try to not show any anger towards the other driver or get aggressive with them as this can only cause more trouble for you. At the same time, don’t apologize for being part of the accident.

  • Check Your Vehicle

You can check your ride to see where the damage is. While you do this, make sure there are no weird smells, like gasoline, and that there are no sparks or fire. If any of these things are present you should stay as far away from the vehicle as possible.

  • Document the Accident

Thankfully, almost everyone has a phone with a camera these days. You can document the accident by taking photos of the position in which the vehicles are. Make sure you also take a photo of the license plate of the other person involved.

  • Avoid Becoming a Traffic Obstacle

You can create a major traffic jam if you stay in the middle of the road. Plus, you might be in danger as vehicles rush around you. It’s best to park the vehicle on the right side of the road while you and the other driver talk and exchange information.

  • Exchange Contact Information

This is extremely important. You should exchange all the information possible with the other person involved in the accident, from phone numbers to insurance policies. If possible, take a photo of the other driver’s insurance card. This will allow you to check the veracity of the information and you’ll be less likely to lose their details. If there were any witnesses, you should get a phone number or way to contact them as well.

  • Be Patient

If you or the other driver called the police, they might take a while to get there considering it’s not a major accident. However, you need to be patient and wait for their arrival. If you fail to do so, you might get in trouble with the law because it will be interpreted as if you ran away from the scene. This is a criminal offense. what to do in a minor car accident

Minor Car Accident FAQs

Do you have to call the police after a minor car accident?

The straightforward answer is yes, call the police. This is the right thing to do because there will be a report you can refer to if you need to in the future. In addition, filing the report immediately will allow for better accuracy regarding the details of the accident. Also, the majority of states make this mandatory when someone has been injured. Plus, you want to make sure the story that gets reported is true to the facts.

What is the average settlement for a minor car accident?

It’s going to depend on injuries and damages to the vehicle. When it comes to injuries, the amount can range from $10,000 to $25,000 in the case of whiplash or minor injuries that have no further complications. However, if surgery or physical therapy is needed for a full recovery, then the total amount can be as high as $75,000.

Should I tell my insurance company about a minor accident?

Yes, you should always call your insurance provider, even if you were not the one responsible for the accident. This is especially important if there has been material damage or if anyone was injured.

Should I hire a lawyer for a minor car accident?

It’s all about how much time and energy you want to invest in this issue. Dealing with the details of a minor car accident settlement can be extremely exhausting. Therefore, it’s better to hire an expert car accident attorney that knows exactly what needs to be done and how to get it done. Hiring a lawyer to help you with this issue can be a great way to manage the legal implications of the accident. Being in a minor car accident is a stressful event but having the tools to take the most appropriate actions and knowing what to do in this situation is instrumental to properly address the issue. Prioritize your safety and that of any passengers in your car and make sure you have all the contact information from the other driver. That way you or your lawyer will be able to deal with any additional negotiations and compensation later on.

las vegas traffic accidents

Many traffic accidents sadly occur in Las Vegas every day. Some Las Vegas traffic accidents are relatively minor, while others cause risk of injury, and even end up in court as people take legal action. According to the Nevada Department of Transportation (NDoT), traffic fatalities are up 4% year-over-year in 2020, in spite of less cars being on the road.

How to Act in a Car Accident

In case you got into a minor car accident in Las Vegas, here are a few simple steps to follow take after it:
Do not drive away from the scene.

  • Just keep cool. Going off the deep end and getting angry at the other driver is easy, but this is only going to exacerbate the situation.
  • Call the police immediately.
  • Take picture.
  • Report the accident.
  • Move the vehicle to a safer side of the road and turn on hazard lights.
  • Try to find witnesses.
  • Contact a car accident lawyer nearby.

Commonly, small bumps at low speed just require bumper repair. Some people choose not to even involve the police. However, high-speed car accidents can be fatal or cause serious injury. Loss of earnings and medical bills are commonly claimed in court with the help of a car accident lawyer.

How to Act in Bicycle Accident

Regardless of if it’s just a minor bicycle accident or an accident, involving other people, there are a few simple tips to follow:

  • Stay calm and quickly evaluate the damage.
  • Give or ask for first aid.
  • Remove yourself and your bike from the spot.
  • Make sure to contact a bicycle accident attorney nearby and the police for legal and compensation matters.

It is vital to wear a helmet and other protective clothing, as the vehicle doesn’t provide much protection.

Accident reports show that bicycle accidents are relatively common.

How to Act in a Motorcycle Accident

Motorcycles are notoriously high-risk when it comes to getting in accidents. Here are a few basic steps to follow in case you ended up in a motorcycle accident in Las Vegas.

  • Do not panic and make sure you are safe.
  • Take photos of damages.
  • Move the bike off of the road.
  • Do not leave the scene.
  • Call the Police
  • Contacting a motorcycle accident lawyer nearby is the best option if the accident was not your fault and you should be compensated.

A traffic accident in Las Vegas involving a motorcycle can be very serious due to the fact that motorcycles often travel at high speed. Some accidents only involve one vehicle, and coming off at high speed can cause broken bones. However, collisions can be fatal. traffic accident las vegas

How to Act in a Truck Accident

In a truck, the driver has quite a lot of protection due to the size and build of the vehicle. In a truck accident don’t forget to:

  • Call the Emergency number.
  • Seek medical help if needed.
  • Document the witnesses, if you are uninjured and it’s safe.

Contact a truck accident lawyer in Las Vegas. Trucks are extremely dangerous if the correct care isn’t taken and can cause immense damage to other vehicles. Rucks are also costly, so the material losses of this sort of accident can be huge.

Steps After an Accident – How to Act Legally

If you are unfortunately involved in an accident, there are a few steps that you should take in order to ensure that you keep yourself safe and get the help that is required. Car accidents in Las Vegas are relatively common and most can be dealt with.   Straight after the accident, the priority is not to get angry with one another and establish blame. The priority needs to be checking for injuries and whether urgent medical attention is needed, and then calling the police and potentially an ambulance.   When the police do arrive, they will take the ID and insurance information from all involved parties. If not, you should exchange ID and insurance info with the other people involved, in case an insurance claim is required.   Don’t admit any fault or liability until you have consulted a lawyer. It’s important to gather all the facts although you might feel like apologizing for the accident.   The police report, photographs, witnesses, and dash cam footage can all be vital at this time. car accidents las vegas

Common Causes and Establishing Guilt

What are some of the common causes of traffic accidents in Las Vegas? Sadly, many people haven’t learned the lessons of previous accidents and may take unnecessary risks.   It’s important to establish if any of the common causes of accidents have taken place. The other driver may be at fault, and liable for legal action, if they are guilty of any of the following:

  • Driving under the influence of alcohol or drugs. Sadly this is still linked to around 20% of traffic accidents.
  • Driving a vehicle that is not safe or roadworthy. If it can be proved that the car was not suitable for driving this may be seen as one of the causes of the accident.
  • Driving without paying the necessary care. Being distracted on a phone or doing something while you should be focused on the road can make you culpable.
  • Falling asleep at the wheel. This may be an accident, but it is your responsibility to make sure you are awake and alert at the wheel.
  • Not having insurance. Driving without insurance is a felony and this means you could face charges as a result of doing it. Causing an accident will almost always see you get caught without insurance.
  • Not having a driving license. Similarly, you should have a current driving license.
  • Running a red light. If it can be proved that someone has not obeyed traffic laws then it is likely that it will be seen as their fault in a court of law.

Anyone that gets caught having made any of these very basic errors in judgment could be in big trouble, with reparations having to be paid and even possible imprisonment.    On the other hand, if you have a dash cam with footage proving your innocence, this evidence can end up being used to absolve you of any criminal processes.

Conclusion

If you are involved in a Las Vegas traffic accident it is important to gather all of the evidence you possibly can. This can take the form of footage, witness statements, and police reports.    Whether the accident was your fault or not, it is also vital to get the advice of a personal injury lawyer nearby. If you are accused, a lawyer can help you to prove your innocence. If the accident was not your fault, it is possible that a lawyer can help you to mount a case against another driver, allowing you to claim on their insurance or even take legal action to receive compensation as a result of the hardship resulting from the accident. A road traffic accident is difficult for everyone, but not having legal representation can make things even worse.

christmas safety

Did you know that 350 people a year end up injured as a result of putting up Christmas Lights? At Christmas time, you’re probably focusing more on all the gifts, family time, and delicious food than thinking about accidents. However, it is really important to practice Christmas safety tips. There are a number of injuries and even fatalities related to Christmas, which can take the form of road traffic collisions or other incidents. In this guide, we’re looking at some Christmas holiday safety tips to ensure that your family is kept safe and that you don’t end up having to deal with the fallout from an accident or injury.   christmas safety tips

1. Be Cautious With Lights

Christmas lights are part of the tradition and joy of the day but they can also be unsafe if you don’t practice the correct precautions and Christmas light safety.    Tips for being safe when doing so include using indoor lights indoors and outdoor lights…you’ve guessed it, outdoors. They are labeled for indoor or outdoor use for a reason. Always turn all lights off when you are going out of the house, or going to sleep. This also applies if you have an electric Christmas tree with lights built in.   Replace old lights with extreme caution. Broken sockets or frayed wiring are a hazard, which means you need to replace lights at the first sign of any danger.   If you are putting lights up in any sort of high places, using a ladder, for instance, ensure you do this with the appropriate assistance, a sturdy ladder, and in daylight. Don’t carry out this kind of activity if you aren’t confident doing so, and never without someone there with you to hold the ladder and be on the lookout.

2. Secure The Tree

The tree falling can be the cause of multiple issues. Not only can it hurt people who are nearby if it should fall on them, but it can also become a hazard. For instance, if the tree falls onto a candle or heated electrical appliance, it can catch fire. Secure the tree properly, using a proper tree stand. You may also be able to attach it to the walls if you are still anxious about the tree.

via GIPHY

3. Take Extra Care When Driving

Driving carefully may not be one of the specific Christmas safety tips to follow, as it is important to be safe all year round. However, Christmas can be a time to be extremely cautious to avoid traffic accidents. If you live in an area where it gets cold around Christmas time, then you should definitely be cautious when you get in the car. Drive slowly and leave plenty of space between you and the other drivers using the road.   Another reason to be super careful around Christmas is the number of drivers who are not sticking to the rules. Many people go out and drink around the holidays and then drive home. This sad fact means that you need to be extra cautious to counteract the people on the roads who are making it even more of a hazardous task. The CDC states that someone dies as a result of an alcohol-related incident every 51 minutes in the USA.

4. Don’t Get Scammed

When the holidays roll around, people spend a lot more money than at other times throughout the year. This can lead to people spending money on new online stores and platforms they were not familiar with before. Every time you find a new store and give your card details, there is the opportunity to get scammed. Be sure to be extremely careful when Christmas shopping. One of the best Christmas safety tips we can provide is to use secure websites, and check independent reviews, before making a purchase. Never give your card details if you aren’t confident.   Inferior products might be shipped when you buy decorations or electrical items online, and these might be hazards in themselves. This means that you might end up with unsafe lights or even gifts. Product liability laws mean you can take action, but it is still better not to have to deal with the issue.

5. Be Careful With Candles, Electrics, and Other Fire Hazards

For example, a Christmas tree can be a hazard. If you wrap around lights that can potentially get hot, you risk the tree catching alight. On top of that, other fire hazards are more common at Christmas as people light candles to get in the festive spirit. As well as Christmas light safety, consider any fire hazards that might be catastrophic for your home.

Injured at Christmas Time in Spite of Christmas Safety Tips? Your Options

If you are unfortunate enough to get injured around Christmas then you do potentially have options available to you. Even if you follow all of the Christmas safety tips then there is still a chance that someone else might put your holidays in jeopardy.   If there can be blame attached to your injury or accident then it could be time to seek legal advice from a personal injury attorney nearby. You can potentially file for compensation, and ensure that companies and individuals have to make changes in the future. For example, if an unsafe product is shipped to you, or a product does not have the right safety guidelines, it could mean you have a legal case to take action against the company you bought it from.   It’s important that you collect as much evidence and information as possible, as this might be used to incriminate the other party.   Similarly, if you are involved in a car accident that is not your fault, legal action might be required. You can seek reparations as well as suing for the costs you might be left with as a result, such as medical bills. If you feel you have a case, you can contact a lawyer today.

Conclusion

Christmas safety tips should ensure that everything goes to plan. If you are unfortunate enough to be involved in an accident around this time and it is not your fault, the legal system may enable you to take action and receive financial reparations.

black friday injuries

Black Friday has continued to grow in popularity, and there are some scary facts out there including Black Friday death statistics. Between 2006 and 2018, according to the Hustle, there were 11 deaths and over 100 injuries caused by Black Friday panic and precautions not being taken.   black friday incidents

How to Avoid Black Friday Incidents and Accidents

Stores should take preventative methods to ensure that Black Friday accidents don’t occur. There may be Black Friday Incidents, caused by shoppers getting competitive or even violent, or you might experience Black Friday accidents, things caused by rushing around, for example.

Las Vegas Slip and Fall Accidents

Some of the common types of accidents that can be seen when stores get busy are Las Vegas slip and fall accidents. If a store has not taken precautions against spillages or provided slip and fall warnings by hazardous steps or potential trip hazards, for example. Shops can take precautions by cleaning properly, not allowing floors to get wet in busy times, and putting the appropriate signs in place.

What to Do If a Black Friday Incident Has Happened

If an incident has already happened on Black Friday and you feel like you may have a legal case, you can contact a lawyer to discuss your case and try to establish blame. Any evidence you can collect is bound to be very useful if a case is built against a store or an individual, such as police reports and CCTV footage.

What are the Legal Outcomes of Black Friday Injuries?

There are a number of different legal outcomes of Black Friday injuries. There are five different common injuries that occur on Black Friday:

  • Injuries with vehicles on the parking lot
  • Injuries involving shopping carts
  • Boxes and heavy products falling
  • Fights and arguments

If The Blame is With an Individual

Sadly, Black Friday incidents often stem from disagreements or even fights breaking out. If there is one particular person who has caused you distress, then you may need to alert the police and mount a case against that person. You may be able to sue for damages or treatments required as a result. It’s very important that you contact the police and try to get statements and evidence of what has occurred. The person who has hurt you might end up with a criminal record, and have to pay out fees and penalties.

If The Blame is With The Store

If you have visited a store and been unfortunate enough to get injured, it is important that you work out if there is any blame attached. You might have a legal case against the store. A business with a physical premise you can visit has legal responsibilities, including:

  • Providing a safe space for you to shop.
  • Store owners must inspect the store for hazards regularly.
  • Improper maintaining of the property.

Examples of this could be if the store has not taken specific precautions, or if they might be judged to be negligent. On Black Friday, negligence could come in the form of letting too many people in the store, or stacking shelves in a way that makes it probable that something can fall on you.   If you have any suspicions at all that you might have been the victim of negligence or that the store owners have not taken the right precautions, you should try to collect evidence of this. Even taking some photos or videos can be a way to show if a store was not kept safe for the customers.   Taking legal advice from personal injury lawyers is also a good idea. They are likely to have seen this sort of thing before and can tell you whether you do indeed have a case.   If you suffer an injury that could have been avoided if the store had stuck to their legal responsibilities, then it might be the case that you need to go to court to prove it. If it is found that the store is, in fact, responsible, you might be entitled to financial reparations. On top of that, the store will have to make changes to avoid the same thing happening to anyone else.   If you’ve been injured in the Las Vegas area on Black Friday, you might be looking for a personal injury attorney in Las Vegas to help you to build your case.

Conclusion

You’ve probably seen the videos of crazy queues and people pushing and shoving to try and get access to the best deals on Black Friday. You don’t think that going to the store should have any sort of hazard attached to it, but on Black Friday there is a real risk. If you are unfortunate and get injured, it might be time to find a personal injury lawyer to build your case.

patient falls

What are Hospitals’ Responsibilities Relating to Patient Falls?

Hospitals owe patients a duty of care while the patient is under their care. The Agency for Healthcare Research and Quality, a division of the U.S. Department of Health and Human Services, has determined that certain events are “Never Events” because they should never happen. Such events are usually preventable, identifiable, measurable, and may result in serious injury or death.
Slips and falls are on the list of Never Events. When a patient falls, it is a reportable event. A few years ago, falls were killing about 11,000 people a year in hospitals and up to a million were falling. Due to the implementation of fall prevention protocols in hospitals like the Center for Disease Control’s STEADI program, those numbers are dropping. But the right number is zero.

Factors that contribute to falls include poor lighting, slippery floors, loose carpets or wires, broken steps, uncleared snowy or icy sidewalks, slippery accumulations of leaves, broken handrails, and clutter.

Patients should be assessed for things that put them at risk of falling including weakness, fatigue, neurological disorders, and blurry vision.

Providing non-slip footwear can prevent patient falls.

In Case of Medical Malpractice

Litigation involving patient falls in hospital lawsuit can involve malpractice if clinical staff, such as when doctors, nurses, and physical therapists failed to do their job to keep the patient safe. The specific responsibilities a hospital has to safeguard patients against falls is documented in two ways. The first relate to industry standards that are applicable to all hospitals. Protocols in hospitals are highly regulated and failure to follow industry practices can be considered malpractice.

In addition, the hospital will have policies and procedures. Failure to follow internal procedures can be evidence of negligence in patient falls in hospital lawsuit cases.
A fall can also be negligence attributable to the property owner that is not medical malpractice. Owners are responsible for maintaining the property in a safe manner. If a physical element of the property, such as loose strings on the carpet, caused the fall they may be responsible under negligence laws.

How Should Hospitals Prevent Falls?

Hospitals are obligated to maintain a safe environment for patients and visitors. If liquids spill, they must clean them up quickly to prevent falls. If a patient who needs assistance to use the bathroom calls for help, the staff must respond quickly so the patient doesn’t attempt to make it on their own. This means the hospital must maintain adequate staff so their employees can respond in a timely manner.
Falls are the number one cause of injury to hospital patients.

patient slipsThroughout the patient’s stay in the hospital, industry protocols require staff to assess the fall risk and take appropriate action to manage the patient’s risk of falling. This assessment should be ongoing because changes in the patient’s condition can further impair mobility and medications can affect their stability or memory.
It is possible that a noncompliant patient will have contributory negligence because they didn’t request assistance when getting out of bed after being told to get assistance first. Fall precautions are taken for a reason. Falls can cause broken hips, traumatic brain injuries, and other disabling and life-threatening injuries.

While it is important to properly train the cleaning crew, it is equally important to have policies that require every employee contribute to maintaining a clean and safe environment. Every employee should be attuned to tripping hazards or fluids that could cause someone to slip and know to take action to immediately rectify the hazardous situation.
In either type of situation, liability can come into play if they did not take steps to prevent a foreseeable injury. If they knew, or should have known about the risk, and failed to act to prevent your injury, they may be liable.

Steps to Take After a Slip and Fall Accidents in Hospital

If you or a loved one suffered a serious injury from a fall in a hospital as a patient, visitor, or employee, you should consult a slip and fall lawyer to discuss the circumstances surrounding the fall. Falls are a specific type of injury that require a knowledgeable attorney to protect your interests.

An injury attorney in Las Vegas will help you determine whether to file the claim as a medical malpractice case as the result of negligent nurses or systematic issues in the organization such as understaffing, improperly trained staff, poor communication protocols or a culture that doesn’t give patient safety the attention it deserves.

Dog Attacks

Dog Bite Laws in Nevada

Who is liable if the neighbor’s dog bit me? Nevada’s dog bite laws vary based on the circumstances. If you provoked the dog that bit you and are found more than 51% responsible, you won’t be able to collect damages from your neighbor. If you’re trespassing when you’re bit, teasing the dog or have a habit of doing so, it can also go against you.

If the dog has never bitten anyone before you’ll have a more difficult time collecting than you would if the dog is a known biter. If the dog is not known to be vicious and the owner wasn’t negligent the owner won’t be held liable for damages under current law with one exception.
The exception to the above occurs when the dog’s owner is in violation of ordinances such as leash laws. An owner with a dog that is running loose in a neighborhood is negligent and can be held liable for a bite even if the dog is not known to be aggressive. If you’ve been bit, contact an experienced Las Vegas dog bite lawyer to help you determine your options.

What to do if a dog attacks you?

Dog BiteIf you are worried about being attacked by a dog that is demonstrating aggressive behavior or you are under attack, the right course of action will depend on what is available to you. If a dog is behaving aggressively toward you which can include obvious signs like growling, lunging at you, baring its teeth or snarling or less obvious signs including freezing with its attention focused on you or making direct eye contact with you, stay as calm as possible. A dog may also stick its chest out in a sign of aggression.

If the owner is there, ask for assistance. If the owner is not there, ask bystanders to help you.
If you can get to higher ground, on top of a vehicle, up a set of steps, or other higher ground, do so. If you’re carrying anything that you can use as a barrier, be prepared to use it. The best case scenario is to get away without actually being attacked. If you are attacked and the dog is large enough to knock you to the ground, you may be better off curling into a fetal position with your arms protecting your head and neck. Be as still as possible because the sooner the dog stops perceiving you as a threat the sooner they will stop attacking.
Other maneuvers you can try include turning your body to the side, avoiding eye contact, or using a piece of clothing to cover the dog’s eyes so they can’t see.

Knowing what to do if a dog attacks you can save your life.

Do you know what to do after a dog bite occurs?

After you’ve been bitten, seek medical attention right away. You may need a tetanus shot, stitches, or even surgery. The dog will have to be quarantined to check it for rabies. Give the authorities information about the dog to protect others. After your medical needs are tended to, use a search engine to look for “personal injury attorney near me” and discuss the circumstances to see if you can recover damages. Or, if you prefer, you can contact our office.

What can I do after a dog bites or attacks me?

What to do after a dog bite to receive compensation for your injuries depends on the situation. If you know the dog is classified as a vicious dog or it has bit someone else before it bit you, contact an attorney right away. There is a 2-year statute of limitations so you shouldn’t wait to talk to a lawyer.

If the owner was negligent because they didn’t attempt to stop the attack or they allowed the dog to run loose in an area where a leash is required, it is easier to collect than if the owner did everything they could with a dog that wasn’t known to be aggressive.
If the owner caused the attack, they would be liable, too.

Las Vegas Bicycle Accident Attorney

Bicycling provides a healthy and affordable mode of transportation but there are risks. How risky is riding a bicycle? What should you do if you’re involved in a bicycle accident?

How high is the risk of accidents for cyclists?

Far fewer people are injured or die in bicycle accidents than motor vehicle accidents but it isn’t because bicycles are safer. Depending on which statistic you use, people travel between 6.2 and 21 billion miles on bicycles and about 3 trillion miles by motor vehicle.

Bike accident statistics report of the number of miles bicycled in a year at between 6.2 and 21 billion miles, you’re 11.5 times more likely to experience a fatal accident on a bicycle than a motor vehicle using the 6.2 billion miles statistic. If you use the 21-billion-miles statistic, it equates to 3.4 times greater risk.

It is important to remember that bike accident statistics include people who don’t follow good safety precautions, follow the rules, wear helmets, and those who ride a bike when they are under the influence.

Nevada Bicycle Accident Statistics:

Nevada Bike Accident Statistics

In 2016, there were 800 cyclists killed in single-car crashes in Nevada.

Nationwide, 34,247 people were killed in traffic accidents and 783 died in fatal bike accidents during 2017. In Nevada, six people died in cyclist accidents and 328 were lost in traffic accidents.

Crash statistics reveal some interesting facts about when and where accidents occur:

  • 71% of cyclists’ accidents occur in urban areas
  • In every season, more accidents occur between 6 – 9 pm than at any other time
  • 58% of cycling accidents are not at an intersection. Only 4% are in a bike lane.
  • 51% of bike accidents occur during daylight hours.
  • Most happen on roads with speed limits between 35 and 45 mph.

Most Dangerous Places and Times

These bike accident statistics are referring to fatal accidents:

  • 71% occur in urban areas.
  • Fatalities are more likely to occur in areas with high poverty rates.
  • Only 30% occur at intersections.
  • 4% occur in the bike lane.
  • 51% happen during daylight.
  • More occur between 6 – 9 p.m.
  • 30% happen in the winter, 22% in the spring, 38% are split between the summer and fall

Most Dangerous Places and Times to ride a bicycle

In Las Vegas, 19 intersections reported four or more accidents between 2011 and 2015. Las Vegas Blvd at Caesars Palace Drive, Nellis Boulevard at Cedar Avenue, and Las Vegas Blvd at Flamingo Road were the three most dangerous intersections.

Las Vegas Boulevard, Charleston Boulevard, and Flamingo Road are the three most dangerous roads for cyclists in Las Vegas with Sahara and Tropicana Avenues also reporting high accident rates.

Accidents frequently involve rider error including not yielding the right of way, riding against traffic, failure to obey traffic laws and signals as well as errors by the drivers of motor vehicles involved in the accident with the cyclist.

According to 24/7 Wall Street, Las Vegas is the third most dangerous city for bicyclists. The Regional Bicycle and Pedestrian Plan for Southern Nevada reported that when a cyclist and vehicle collide, the cyclist has an 89% chance of survival at 25 mph but only a 35% chance when the vehicle is traveling 45 mph.

Safe Places to Ride a Bicycle

Numerous trails around Las Vegas are great places to ride and safe for everyone. Try these rides if you’re looking for a safe and relaxing place to ride:

  • Burkholder Trail
  • Historic Railroad Trail
  • Wetlands Park
  • Pittman Wash Trail
  • Union Pacific Railroad Trail
  • Cornerstone Park

Safe Places to Ride a Bicycle

Common Bicycle Accident Injuries

The Nevada bicycle helmet law does not require riders to wear a helmet, but it is strongly recommended. Wearing a helmet can save lives. Many bike injuries occur without an accident but those are usually muscle strains. Bicycle accident statistics for accidents reflect more serious problems including:

  • Head traumas
  • Spine injuries
  • Ruptured discs
  • Skull fracture
  • Cranial hemorrhage
  • Concussions
  • Contusions
  • Fractured bones
  • Injuries to internal organs

The greatest risk is head trauma which accounts for 60% of the deaths which is why helmets are important.

Common Bicycle Accident Injuries

What to do if you got in a bike accident?

Bicycle accidents can cause serious and life-threatening injuries. If you are in an accident, you’ll want to do a body scan for injuries. If in doubt, get professional medical attention. Signs you should seek immediate medical attention include pain when you breathe deeply, stomach tenderness or you hit your stomach on the handlebars, head injuries, and bleeding. If you think you may have a spine or neck injury, don’t move until medical attention arrives.

If someone else caused the accident, get their contact information and call a Las Vegas bike accident attorney. Their insurance should compensate you for your medical expenses as well as lost wages and pain you experience as a result of their negligence. Never hesitate to contact a Las Vegas personal injury lawyer in such chaotic instances because you deserve to get compensation from all the damage that you encountered during the tragedy.

Nevada DUI laws

Nevada DUI laws impose increasingly harsh penalties if you are convicted of a DUI more than one time in a seven-year period. Under some circumstances, you can be arrested with a blood alcohol level (BAC) under .08%. Keep reading to learn how to avoid getting a DUI on your Nevada arrest record and the potentially life-changing consequences of driving under the influence.

It’s more than just one glass

While it usually takes more than just one glass of wine to be impaired, that’s not always the case. If you’re small or drink on an empty stomach or when you’re dehydrated, a 5 oz glass of wine can make you legally impaired if you are underage or driving a commercial vehicle.

Nevada DUI laws: Drinking & Driving

What is a “Drink”?

Understanding what a “drink” it helps you avoid a DUI. It’s not unusual for someone to say they just had one glass of wine, but the pour was heavy, so they drank 7 oz, not 5, which changes the effect on their BAC. All drinks are not equal when it comes to alcohol content:

Type of Drink Size Alcohol Content-Range
Wine 5 oz 12% – 20%
Liquor (80 proof)  1.5 oz 40% alcohol 
Beer   12 oz 4.5% – 7.5%

Blood Alcohol Concentration (BAC) Limit 

For the purpose of Nevada DUI laws, an Uber or Lyft driver is a commercial driver subject to a .04 BAC limit. Adult drivers are legal if they are below a BAC of .08% but that doesn’t mean you should drive when you have alcohol in your system.

By the time your BAC is .05%, you are physically impaired. Your eyesight, judgment, and coordination are already affected, and your responses will be slower if someone swerves into your lane. For your own safety and that of your passengers and anyone else who might be on the road, it is wise to cut yourself off before your BAC is .05% if you’ll be driving.

First, Second, and Third Offense Repercussions

All things considered and as bad as they are, the penalties for first DUI offenses are light when compared to second or third offenses.

Penalties First DUI Offense Second DUI Offense Third DUI Offense
Classification Misdemeanor Misdemeanor Class B Felony
Jail or Community Service/ Prison 2 days – 6 months in jail or 24 – 96 hours community service 10 days – 6 months in jail or residential confinement 1 – 6 years in prison
Nevada DUI School At Your Own Expense Lengthy DUI Court alcohol or drug abuse treatment program
Fines $400 – $1,000 $750 – $1,000 $2,000 – $5,000
Nevada Victim Impact Panel n/a Required Required
Alcohol/drug dependency evaluation n/a $100 Required
If BAC is .18 or over Nevada Breath Interlock Device for 12 – 36 months 12 – 36 months as a condition of restricted license or reinstatement of license 12 – 36 months after release from prison
Suspension of driver’s license 185-days 1-year (may be a revocation) 3 years suspension or revocation
Registration Suspension n/a 5-day 5-day
Restricted license Possible? Yes, with ignition interlock device
Can it be sealed? After 7 years After 7 years Never

Even without a prior DUI, if you’re involved in an accident that causes serious bodily injuries or death, you can be charged with a Class B Felony and sentenced to 2 – 20 years in prison and fined $2,000 – $5,000.

Signs of Drunk Driving

Signs of drunk driving

Since a BAC of .05% impairs your responses, deciding to drive after you’ve been drinking means you’re gambling with your future. Impaired drivers might as well have a neon sign advertising their status on their car. Law enforcement officers will easily recognize impaired driving. You’ll probably think you’re okay because intoxication causes a false sense of confidence. Impaired drivers are sloppy and erratic drivers. Abrupt lane corrections and adjustments to your speed or driving too slow or too fast as well as overall poor control of the vehicle will be evident.

Consequences of Drunk Driving

Consequences of drunk driving

The consequences of a drunk driving conviction are serious. Contacting a qualified drunk driver accident attorney as soon as possible provides you with the best chance of beating the charges. If you are involved in an accident when you are driving while impaired, a Las Vegas personal injury attorney may be your only hope of avoiding a prison sentence.

Conclusion

Nevada DUI

Nevada DUI laws make it clear that driving under the influence is a risky proposition. The best choice is to err on the side of caution and avoid driving if there is any risk you are impaired. Or, better yet, if you think you will drink, plan an alternate way to get home. Use a Designated Driver, public transportation, a taxi, Uber, or get a room and stay in place. If you’ve been charged with a DUI, contact our office right away.