What happens if you get into a car accident without insurance in Nevada?

Nevada law makes it illegal to drive a car without insurance. You will be fined $250 to $1,000, in addition to the 750-dollar license reinstatement fee, if you are caught driving without vehicle insurance. Obtaining Nevada car insurance is much easier than dealing with the penalties.

How does Nevada track insurance?

If you are not insured in another state, the police will not know until they stop you and ask for your registration and proof of indemnification. The driver with lapsed insurance is less likely to get pulled over if he drives carefully.

Nevada has made it considerably more difficult for drivers to evade discovery when their insurance coverage expires or is canceled. Every registered automobile is tracked by Nevada’s Live Program, which maintains track of insurance information. The software is updated on a regular basis, so the state always knows if you have insurance or not.

By law, insurance companies must give the state up-to-date information. The state will issue you a warning and suspend your registration if they discover your coverage has lapsed.

What kind of punishment will you receive?

If you continue to drive uninsured and are stopped, you will face dire consequences. Whether this is your first or subsequent offense will determine the severity of the punishment.

Here are some steps you can take if you are involved in a vehicle accident and do not have indemnification.

Nevada car insurance requirements

Nevada has a classic fault-based car accident system, which means that the individual who caused the breakdown is responsible for the injuries and damages suffered by the other party, including medical expenses, car repairs, and lost income.

This reimbursement is usually provided by the driver’s insurance coverage. As a result, all drivers are required to carry the following minimum levels of auto indemnification.

  • $20,000 in total property damage coverage per accident,
  • $50,000 in total bodily injury or death liability,
  • $25,000 in bodily injury or death liability per person.

If you are injured in a vehicle breakdown caused by someone else, you have three main options for claiming compensation. You can file a claim with the insurance company of the at-fault party, your own insurance company, or a personal injury lawsuit in civil court.

Even if you were not at fault, if you are non-insured, obtaining reimbursement after a collision may be difficult.

If you are injured and uninsured, you are breaking state law by not paying the minimum. The court or insurance companies will not grant you the full compensation you need to recuperate from your injuries due to your violation of state law.

You might also face further administrative consequences if you are uninsured.

  • Suspension of your registration,
  • A minimum of $251 in reinstatement fees,
  • You may be charged additional fees and fines depending on the length of your lack of coverage and your previous offense history.

Even if you are non-insured, you may be able to get full compensation for your injuries in certain instances. If you were injured in a hit-and-run breakdown, you are entitled to full compensation. You can also pursue maximum damages if the other driver was under the influence of alcohol or drugs at the time of your collision.

What to do after a no insurance car accident in Nevada?

Do not be alarmed if you are involved in a collision and non-insured. You may still be able to receive compensation for your injuries, but you must take the following steps to protect your rights and make your future claim easier.

  • Even if you are non-insured, don’t leave the scene. Driving uninsured is a more serious crime than hit-and-run.
  • Seek medical help and call law enforcement. These reports will be extremely important evidence.
  • Tell the truth – exchange your name, phone number, address, and auto information with the other driver.
  • Take images of the scene and get contact information from any witnesses who may be present.
  • To inquire about your options for compensation, contact a car accident lawyer in Las Vegas.

It is very important to obtain automobile indemnification in Nevada, especially if you are involved in an accident. However, if you were injured as a result of someone else’s carelessness or recklessness, you still have possibilities for compensation. If you are involved in a no insurance car accident, speak with an automobile accident lawyer about your options.

An automobile insurance policy’s purpose is to cover the costs associated with a covered loss. Being involved in a collision while driving uninsured in Nevada can have serious financial repercussions. The state holds at-fault drivers responsible for the cost of the collision’s damages and injuries. You should have to pay for the damages out of pocket if you didn’t have a vehicle compensation policy. And your driver’s license will most likely be suspended for at least 30 days, with extra charges.